Very good thoughts from everyone--thank you! I am trying to find ways to generate more cash since I feel I should be at peak savings here with a life expectancy of 85 and the best health I am ever going to have. It's not easy to find ways to spend down a portfolio while earning and still trying to take advantage of things like Mega-Backdoor Roth IRA, HSA, etc.
Perhaps I should look at selling some of my taxable account just to generate money. There is a lot of thought around how to optimize spend-down during retirement, but less while you are still working. I am just not ready to retire.
If you are trying to generate spendable cash, have you turned off reinvestment in taxable?
Statistics: Posted by queenofthemadhouse — Fri Oct 31, 2025 10:12 pm — Replies 33 — Views 2654