Personal Investments • Bond placement not matter much for our portfolio?

Question 2. Traditional vs Roth
Thanks in advance for any advice!

Welcome to the forum.

See the wiki page on Traditional versus Roth. https://www.bogleheads.org/wiki/Traditional_versus_Roth

At your marginal rate, and your suspected marginal rate in retirement, using a Traditional tax deferred 401k contribution for each spouse seems wise.

Once you get these accounts up and running, fill them with your desired bond allocation.

Regards,

Statistics: Posted by retired@50 — Sun Nov 09, 2025 10:42 pm — Replies 1 — Views 68

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