In the interests of a more informed discussion, and to satisfy my own curiosity, I scanned through the autogenerated transcript and made a list. All paraphrases are mine, accuracy not guaranteed.
- It's only for beginners.
- It's not that diversified.
- It's a single portfolio with a fixed percentage in each asset class, rather than a family of portfolios with different allocations.
- It covers the total market.
- There's something special about using three funds.
- It doesn't include REIT or commodities or crypto.
- Wealthy investors will need a more sophisticated portfolio.
- You have to use Vanguard funds.
- It can't be customized to individual needs.
- It works for accumulators, but retirees need income producing investments.
Statistics: Posted by telemark — Mon Nov 10, 2025 10:13 pm — Replies 7 — Views 923