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Personal Finance (Not Investing) • Social Security Claiming & Break Even Age

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Beating the SSA 8% annual “early claiming penalty” is trivially easy in the market.
Really? A guaranteed 8% plus inflation is trivially easy in the market? That sounds to me like the equivalent of an eight-year I bond with a fixed rate of 8% (okay, that's simple interest, it would be 7 something compounded), which I am guessing is an investment a lot of people here would be ecstatic about.
it's not a 8% return. It's an 8% increase in payments.

Statistics: Posted by tj — Tue Nov 11, 2025 10:24 pm — Replies 45 — Views 5020



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