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Personal Finance (Not Investing) • Can/should I retire?

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2. Are the increased pension benefits I’m giving up too good to miss out on? If I stayed in my job for three and a half more years, until age 62, my federal pension would be about $45/yr, rather than $27k.
What's going on here? Are you eligible for MRA+10 and taking a 20% pension reduction to bail early? Working 3.5 extra years on it's own wouldn't be goosing this so much just from increasing a high 3 and adding a few extra years. Even a 20% reduction seems like it barely moves the needle on the difference in numbers here.

I wouldn't want to spend the next 3.5 years in government if I could get out now with lifetime FEHB.

Statistics: Posted by tj — Tue Nov 11, 2025 11:05 pm — Replies 22 — Views 2198



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