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Personal Investments • Instead of taking a TIAA annuity for 10 years, why not just take some out each year for 10 years?

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You may have heard of the illiquid form of the TIAA traditional annuity. You can only get money out of it by taking it as an annuity or the Required Minimum Distribution. The annuity can be over your lifetime or beneficiary's lifetime, I think; or, a "payout annuity" of 10 payments over 9 years. You do not get to choose the amounts of the RMDs or the annuity payments. It involves the total amount of that particular annuity under that contract.

You might have separate contracts for different pieces of your TiAA retirement funds. Some contracts might have more liquid forms of the TIAA annuity which pay a lower rate.

Statistics: Posted by ReadyOrNot — Thu Nov 13, 2025 11:21 pm — Replies 2 — Views 196



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