While alternatives to ACA-compliant health plans should be scrutinized more because fewer people have experience with them, ACA plans are a far cry from the gold-standard that their salespeople make them out to be.
Insurance is said to be “guaranteed” coverage. This report gives some insight into exactly what that guarantee means:
https://www.kff.org/private-insurance/c ... s-in-2023/
In reality, ACA insurance is guaranteed . . . 80% of the time.
Certainly do your research with alternatives like Farm Bureau (and non-profit HealthShare) plans. But only considering ACA plans feels like staying with an abusive spouse just because they once recited some lofty wedding vows.
Insurance is said to be “guaranteed” coverage. This report gives some insight into exactly what that guarantee means:
https://www.kff.org/private-insurance/c ... s-in-2023/
In reality, ACA insurance is guaranteed . . . 80% of the time.
Certainly do your research with alternatives like Farm Bureau (and non-profit HealthShare) plans. But only considering ACA plans feels like staying with an abusive spouse just because they once recited some lofty wedding vows.
Statistics: Posted by DaBombCat — Fri Nov 14, 2025 11:29 pm — Replies 35 — Views 4851