IRMAA is based on MAGI which is derived from the annual tax return. Higher living expenses don't generally impact the taxab;e income.
If an individual has qualifying deductible expenses, like nursing home care, that could reduce their taxable income which, in turn, would impact the IRMAA premium.
If an individual has qualifying deductible expenses, like nursing home care, that could reduce their taxable income which, in turn, would impact the IRMAA premium.
Statistics: Posted by 123 — Mon Nov 24, 2025 12:13 am — Replies 1 — Views 141