I moved my tIRA and Roth to RH during their 3% match promo back in March 2024. I believe May ‘24 was when the waitlist opened for this card? Not sure, but I joined the waitlist immediately.
After 18+ months on the waitlist, I was finally taken off and allowed to apply. I did some cursory research and gathered a lot of people seemed disappointed in their initial credit line. And apparently RH doesn’t allow CLI requests—they just evaluate from time to time.
Decided to juice my income a bit, which while I’m not sure had any impact, im glad I did, because I got a $20k limit. I can live with that for sure—$10k would have felt way too restricting and if I was one of the poor unfortunate souls who got a four-figure limit I would have regretted getting the card in the first place.
After 18+ months on the waitlist, I was finally taken off and allowed to apply. I did some cursory research and gathered a lot of people seemed disappointed in their initial credit line. And apparently RH doesn’t allow CLI requests—they just evaluate from time to time.
Decided to juice my income a bit, which while I’m not sure had any impact, im glad I did, because I got a $20k limit. I can live with that for sure—$10k would have felt way too restricting and if I was one of the poor unfortunate souls who got a four-figure limit I would have regretted getting the card in the first place.
Statistics: Posted by Road_Dog — Mon Nov 24, 2025 12:35 am — Replies 152 — Views 22969