with one time $75 purchase fee you can simplify to almost any TDF - get Vanguard's TDF if you like ... selling is free in Schwab ... but of course trading a mutual fund into another family means one business day between sell and buy - some people can't stand the chance of market going upUpon retirement I simplified to a One-Fund Portfolio for my approx $1 million t-IRA. As a lifelong Schwab customer, I chose Schwab Target 2025 Index Fund SWYDX.
Statistics: Posted by SP000 — Tue Nov 25, 2025 12:21 am — Replies 2 — Views 338