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Personal Finance (Not Investing) • Question: organizing estate to minimize probate

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I said “many of the burdens of probate” which off the top of head include:

-waiting out creditor claims period
-dealing with actual creditor claims
Curious about these two. Doesn't one still need to deal with creditors, even without probate? How does avoiding probate affect the creditors?
Not in my state, unless the creditor opens probate themselves and then seeks to pull in the assets from a revocable trust which almost never happens. BTW my clients are not setting up rev trusts with the purpose of avoiding legit claims and the successor trustees can still pay those when settling the trust, although I acknowledge there is potential for moral hazard. “Caveat creditor” I suppose. On the other hand, creditors are not always paragons of virtue themselves, having had to pester many to get a satisfaction of claim form after the client has paid off their probate claim.

Statistics: Posted by Joey Jo Jo Jr — Tue Nov 25, 2025 12:42 am — Replies 83 — Views 5683



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