Personal Finance (Not Investing) • Should I take severence in 2025 or 2026 ?

Can anyone confirm that an IRA contribution is allowable with just the 2026 bonus payout? I could either do a direct Roth contribution or a backdoor Roth, depending on where my income falls.

Thanks for the replies.

Yes, you just need earned income above the amount you contribute to an IRA. All W2 income counts (bonus vs “normal” paycheck isn’t differentiated at all), so barring any really weird bonus setup that I can’t think of right now you should be fine.

Statistics: Posted by trees — Wed Nov 26, 2025 1:05 am — Replies 6 — Views 625

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