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Personal Finance (Not Investing) • If the threshold for the best mortgage rate is 700 for my lender, can I apply for one CC? My score is 800.

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One credit card addition will temporarily minimally affect your credit score. It will not take you down 100 points. I applied for two new cards 3 and 4 months ago and only dropped about 30 points and have mostly bounced back from that now. Currently sitting just above 800.

Statistics: Posted by MDJoe — Tue Dec 02, 2025 12:58 am — Replies 3 — Views 391



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