1. Yes you are in a position to slow down a bit, andCan we slow down?
DS (44) and I (41)
Taxable - $2.1M
Retirement - $1.2M
Primary Home - worth $950k
Mortgage - $450k @ 2.5%
Real Estate - worth $250k
Cash: $630k (Personal & business ER; not up for debate)
Combined Income: $1M.
Annual Expense: ~$180k
Other:
No other debt. No kids and no plans to have any.
DS is currently negotiating to sell their business. Without getting into details, we expect to receive ~$1.5M in cash before taxes.The rest will be equity/earnout (PE) so not included in the portfolio.
We would likely continue to work PT to cover healthcare and some expenses.
TLDR: CoastFIRE - Trying to decide if we should continue at our current pace. It’s taken a toll on us both. Are we in a position to slow down a bit? For those that have, any regrets?
2. Nope, I have no regrets at all doing so in a similar position at a similar age.
Don’t let the numbers rule you.
Remember the next 5-10 years will be the best remaining years of your life. I don’t think anyone could argue with that statement.
Statistics: Posted by Wannaretireearly — Tue Dec 02, 2025 1:59 am — Replies 7 — Views 1600