1. $0...questions for readers:
1. How much federal income tax do these taxpayers have to pay?
2. What is their marginal income tax? That is, if they have another $100 of say Roth conversion how much MORE income tax will they have to pay?
and a bonus question:
3. If they increase the Roth conversion amount by $1,000 of Roth what is the increase in their income tax?
2. $26
3. $278
They have a few more dollars they could convert and still pay $0 federal tax, but after that they'll pay a 28% marginal rate until the total conversion hits ~$60K at which point the marginal rate goes to 30.24% until they hit the first IRMAA tier, etc.
Statistics: Posted by FiveK — Fri Dec 05, 2025 1:57 am — Replies 16 — Views 930