I use a 3-4 year treasury ladder with 20% of it in a 7 year tips ladder for half of my portfolio at age 64 retired. I don’t think ETFs and funds are best for bond holdings - one of the best features of a treasury bond is that you are guaranteed to get your money back if you hold it to maturity. That is lost in a rolling bond fund or etf.
Statistics: Posted by Parkinglotracer — Wed Dec 10, 2025 3:26 am — Replies 3 — Views 454