We are trying Physician's Mutual Dental which started 12/1 for us but haven't had the need for it yet, we signed up for the Premier plan. Below is what it says under the FAQ's. I interpret the below as if you go to one of their in network dentists on any of their plans they have negotiated prices with in network providers and you'll get the savings they negotiated. For us, we would get the 70% coverage being on Premier and the other 3 plans will pay a set amount per procedure depending on the procedure. Somewhere on their website it shows what they pay out for the non Premier plans.
FAQ:
With this dental insurance, you have four plans to choose from. Each plan pays 100% for preventive services when you see an in-network provider. The Premier Plan pays 70% of the maximum allowable charge for basic and major services. The other three plans — Preferred, Standard and Economy — pay a set dollar amount. The difference between all four plans is the premium and what each plan pays. You’ll also benefit from these valuable features with each plan:
No deductible and no annual maximum on the amount of cash benefits you can collect
Immediate coverage for preventive and basic care and coverage for major care after 12 months
Freedom to see any dentist you like, or save an average of 40% on covered services by choosing a dentist from our network of over 600,000 provider locations*
*This reflects the difference between the national average for charges without a network and those negotiated by the network for participating providers. Networks are subject to change.
FAQ:
With this dental insurance, you have four plans to choose from. Each plan pays 100% for preventive services when you see an in-network provider. The Premier Plan pays 70% of the maximum allowable charge for basic and major services. The other three plans — Preferred, Standard and Economy — pay a set dollar amount. The difference between all four plans is the premium and what each plan pays. You’ll also benefit from these valuable features with each plan:
No deductible and no annual maximum on the amount of cash benefits you can collect
Immediate coverage for preventive and basic care and coverage for major care after 12 months
Freedom to see any dentist you like, or save an average of 40% on covered services by choosing a dentist from our network of over 600,000 provider locations*
*This reflects the difference between the national average for charges without a network and those negotiated by the network for participating providers. Networks are subject to change.
Statistics: Posted by Vinny_in_NJ — Fri Dec 12, 2025 3:51 am — Replies 2 — Views 299