Best response to this is "I don't care." How do you get to that response? By having a well diversified, risk- and age-appropriate portfolio. For me as a new retiree that means 40% in world equities (VTWAX-like distribution), with the rest in G fund and enough cash for emergencies and/or large, unexpected purchases.
Done. I don't have to worry about the valuation of the S&P or whether there's a 50% or 80% crash tomorrow. That's where you want to be.
Done. I don't have to worry about the valuation of the S&P or whether there's a 50% or 80% crash tomorrow. That's where you want to be.
Statistics: Posted by Claudia Whitten — Mon Dec 15, 2025 4:28 am — Replies 56 — Views 6201