If he did this in 1966, he might have had something like this if he lived 30 years. But first he'd see his stash dwindle by some larger than 50% amount, during the first 15 years of his retirement. I would NOT call that bulletproof.
Second example: Bob is just like Joe, but he invests in a mix of QQQ, S&P 500 and an ex-US stock fund. He withdraws 3% (including taxes) annually, but his CAGR, after taxes, is 8%. His portfolio has grown to something like $27M nominal (around $11M in real terms). I'd call that bulletproof!
Statistics: Posted by Leesbro63 — Thu Dec 18, 2025 5:25 am — Replies 61 — Views 4288