Eligible for a Roth conversion?
"The SECURE 2.0 Act allows tax-free rollovers from a 529 plan to a beneficiary's Roth IRA, starting in 2024, for unused funds, with a $35,000 lifetime cap, requiring the 529 account to be open 15+ years, funds to be 5+ years old, and the beneficiary to have earned income and follow IRS rules for annual Roth contributions"
"The SECURE 2.0 Act allows tax-free rollovers from a 529 plan to a beneficiary's Roth IRA, starting in 2024, for unused funds, with a $35,000 lifetime cap, requiring the 529 account to be open 15+ years, funds to be 5+ years old, and the beneficiary to have earned income and follow IRS rules for annual Roth contributions"
Statistics: Posted by thedaybeforetoday — Tue Dec 23, 2025 6:05 am — Replies 6 — Views 881