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Personal Investments • Help mapping 3-fund strategy to Optum HSA fund lineup

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I have access to Vanguard LifeStrategy Growth (80/20) in my Optum HSA. If you have access to this fund (or the other Vanguard LifeStrategy funds), might be an option. Slightly higher expenses, but the ultimate in simplicity.

Regarding how to invest your HSA funds. Depends on how you intend to use the HSA. Pay ongoing out-of-pocket health care expenses from HSA? Or, leave the HSA untouched for decades?

Statistics: Posted by ehh — Sun Dec 28, 2025 7:22 am — Replies 1 — Views 112



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