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Personal Finance (Not Investing) • How to best use an HSA? Or, should we even bother.

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What bother? Free money is on the table. :)

My individual HSA is at Fidelity, easy to open, fund, and use. (You don't need a debit card, just make a withdrawal via a transfer anytime you'd like.)

If it were me, I'd ask Fidelity for advice on the max allowable pro-rated contribution for this year since you're looking to do catch-up contributions this year as well.

Statistics: Posted by Scottie — Thu Jan 01, 2026 8:14 am — Replies 13 — Views 1949



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