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Personal Finance (Not Investing) • Home airport is a United hub - Amex or Chase?

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The question as presented:

AMEX Gold vs. Chase Sapphire Preferred

You earn $1300 more in rewards with the CSP than the Gold, but you prefer the Gold and don't care about optimal earnings, but you do like the 1.5cpp points boost on Chase? Sorry, you'll just need to decide what's important to you before you can get a good suggestion.

If you prefer the AMEX then just keep the AMEX. You can use the points exactly the same way as you can use the Chase points. They're worth $0.01/each on AMEX Travel towards flights. Or you can use them for gift cards -- they frequently have sales where points can be worth $0.0125/pt. In fact, we recently redeemed 400k MR for $5000 in Pottery Barn gift cards and bought new bedroom furniture.

Statistics: Posted by HooCares — Mon Jan 05, 2026 8:42 am — Replies 23 — Views 1332



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