Could someone explain what the macro strategy is here? Is the effort to reduce RMDs that otherwise would be taxed at higher rates than the net result of the annuity income and remaining RMDs? Or something else? What is the profile of someone who would execute this strategy? Why is this approach better than just taking the RMDs as they come? Thanks.
Statistics: Posted by CloseEnough — Wed Jan 07, 2026 9:03 am — Replies 21 — Views 2045