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Personal Investments • Schwab vs. Fidelity

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My last reply in this thread. Promise.

If this is all in IRAs, then think about just buying a target date fund, thereby having your investment watched over by the fund manager for what's likely to be a tenth of the cost of the advisor.
Good advice, and free from real estate gambling as well.

It just now occurred to me that no one has bothered to tell OP the following: a financial advisor will NOT beat passive, index investing over time. This information is pretty much accepted as fact on this forum, but it is not common knowledge.

And with that, I too exit this thread
Could you explain because I did not understand the last two responses.

Statistics: Posted by ToTheMax25 — Wed Jan 07, 2026 9:08 am — Replies 53 — Views 2971



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