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Personal Investments • When to take RMD when you don't need the money

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Last week in December. Why not let it grow tax-free as much as possible if you don’t need it? I’d rather it be paying dividends and interest without my having to declare it. I’m in safe harbor every year so I pay the tax in April without penalty.
What happens if you become sick and incapacitated just before the last week in December and you can't take the RMD on time?

Statistics: Posted by samsoes — Thu Jan 08, 2026 9:06 am — Replies 34 — Views 2383



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