I don't think it matters much, BUT if you take it towards the end of the year, you can make any tweeks to your overall withholding and adjust your situation so that you hit the 90% safe harbor. Even if you take your RMD in December, the withholding will be deemed withheld evenly throughout the year.
So it can be a tax planning tool if you take it later in the year.
So it can be a tax planning tool if you take it later in the year.
Statistics: Posted by Markedoc — Sat Jan 10, 2026 9:18 am — Replies 26 — Views 10137