And honestly the sort of operations we all do in normal life are not notably different. I have literally spent orders of magnitude more time shopping on Amazon than I have collectively done shopping for financial products. I am not intimidated by a shopping list of bonds any more than I am intimidated by a shopping list of grocery items--and actually, ask me to pick out ripe but not overripe produce and I will be much more anxious.It really is just buying some bonds. And if you want to adjust the shape or length, it may also be selling sometimes.
I get the concern about future death or disability, but realistically, if you are not capable of managing something like this, you are probably not capable of managing your personal finances generally. Which obviously does happen, but it is then a bigger problem warranting a bigger solution.
Statistics: Posted by NiceUnparticularMan — Fri Jan 16, 2026 10:07 am — Replies 48 — Views 1928