Another vote for 30-year at par or even negative points to cover closing costs.
Regret minimization. The payback on the points isn't compelling and you're not 100% sure you'll be there long term.
ARMs aren't super attractive at the moment with this yield curve IMO.
Get in the house and wait for more compelling refi opportunities.
Regret minimization. The payback on the points isn't compelling and you're not 100% sure you'll be there long term.
ARMs aren't super attractive at the moment with this yield curve IMO.
Get in the house and wait for more compelling refi opportunities.
Statistics: Posted by professor_americus — Thu Jan 22, 2026 10:58 am — Replies 6 — Views 599