Thanks! I'll take a look.The yield curve is quite flat beyond the mid-2040s.
Interesting! Cash generator!
I have an incomplete TIPS ladder rung with 2043 TIPS. I'll be in my mid-90s.
According to tipsladder.com's Catalog the 2055 TIPS has a 2.375% coupon, a YTM of 2.57% and only costs $990.66 per $1K.
https://www.tipsladder.com/catalog
I'm sure prices will go all over the map until 2055.
I don't know that I have any business buying the 2055s. Didn't Bill Bernstein, who's younger than me, buy some very long TIPS?
I'm sure going to look. 2.375% + 2.7% inflation add on is 5.075%.
Counting chickens before they hatch?
$100K * 5% is $5K a year.
The annual yield difference between your 2043s and the 2055s is only around 0.2%. If you want a high yield, the 2040s and 2041s have coupons of 2.125% and their YTM is only about 0.3-0.4% less than the 2055s. That's only $30-$40/year difference per $10K invested.
Today, I don't have 10 cents to invest.
Later this year, I'll need to do something. I'll probably go with mostly nominal CDs if the rates are right. Automatic interest payments direct to a checking account are sweet.
I'm sure that I'll browse the tipsladder.com catalog.
If anything in a Roth IRA matures, it'll be replaced with long TIPS.
Statistics: Posted by hudson — Tue Jan 27, 2026 12:14 pm — Replies 46 — Views 8129