Are you planning to stick with the HSA permanently? Or at least through 2027?
https://www.irs.gov/pub/irs-pdf/p969.pd ... 20coverage.
There is something called ‘the last month rule’. If you are eligible to contribute for any of 2026, and you remain eligible through all of 2027, you can make a full contribution for both years.
https://www.irs.gov/pub/irs-pdf/p969.pd ... 20coverage.
There is something called ‘the last month rule’. If you are eligible to contribute for any of 2026, and you remain eligible through all of 2027, you can make a full contribution for both years.
Statistics: Posted by queenofthemadhouse — Sat Jan 31, 2026 1:05 pm — Replies 2 — Views 38