If the future taxes come from something like a Value Added Tax, or maybe, tariffs? then you did a little more than your part to help raise revenue, by paying your taxes early.This is such an important point that is not talked about enough. I contribute to a Roth but with a government $38 trillion in debt and rapidly climbing more taxes are going to have to come from somewhere.
Or, maybe the revenue shortfalls will continue to be addressed by borrowing, per tacit agreements made starting 50 or 60 years ago.
There are many different possible bets that could be taken. I deferred tax on my wages while I was working, and I'm paying some now with Roth conversions. I will probably slow down converting when I start my Social Security at 70 and then RMDs at 73. I think this will work out fine for me, but I only had modest amounts in tax-deferred, by BH standards. Which are high!
Statistics: Posted by mhadden1 — Sun Feb 01, 2026 12:55 pm — Replies 52 — Views 2939