Yes it is indeed pretty much just a math problem.RMDs = math, you can't overblow math. RMDs are what they are.
But with all the tangential interrelationships between thresholds, cliffs, brackets, timing, and many best guesstimates about the future, it's an extremely complicated word problem.
I admit that I have actually enjoyed modeling ALL of our investment strategies and retirement plans, of which RMD's are an integral part (one of the largest Excel programs I've ever created).
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Statistics: Posted by micron — Sun Feb 01, 2026 1:05 pm — Replies 390 — Views 18759