You almost certainly won't have a problem getting a mortgage - you have to remember that even though it's nominally a loan against the house; it's really a loan against the income.
Start with your bank, ask them what the rates and forms would look like - they should be able to do this without pulling credit.
Then find a mortgage broker and do similar. If you don't have one, ask a realtor or two.
Honestly, with the short durations you're looking at you don't really need to worry about rates, etc, and instead look at keeping the origination costs down - as it sounds like you'll aggressively pay this off.
Start with your bank, ask them what the rates and forms would look like - they should be able to do this without pulling credit.
Then find a mortgage broker and do similar. If you don't have one, ask a realtor or two.
Honestly, with the short durations you're looking at you don't really need to worry about rates, etc, and instead look at keeping the origination costs down - as it sounds like you'll aggressively pay this off.
Statistics: Posted by bombcar — Tue Feb 03, 2026 1:37 pm — Replies 1 — Views 76