DP update. Never stepped foot into branch. Did everything remote with banker in branch. Opened both CPC and brokerage on 10/20/2025 and immediately initiated the ACAT . Received bonus 2/3/2026.As long as the CPC banker applies the code and opens/converts, you're fine. Chase's system is based on the offer code being loaded and the banker can even give you a confirmation print out. They aren't going to manually reconcile that you weren't in person and adjust what bonus is or isn't paid out.
You went in branch. I've had both in branch and over the phone (during Covid era). InvestDuke gave their actual DP that they did not go into the branch. Should people expect to go in-branch (for CPC and WF Premier)? Yes. Is it absolute? No.
Going into the branch is in the terms of the offer, you need to do that at least once. You can follow up remotely. For me, the bank was opened in person and the brokerage remotely, but again, you do have to go in as per the terms of the offer. It would be penny wise and pound foolish to go through all the effort of opening everything and transferring funds, and have them (legitimately) decline to pay your bonus because you didn't go in person.
Always follow the terms, even when a rep advises otherwise, terms govern.
Statistics: Posted by InvestDuke — Thu Feb 05, 2026 1:46 pm — Replies 12467 — Views 2457533