I think they would have to eat it. No margin lending allowed in IRAs. I guess they could debit from your taxable account if you have one. Not something I'll test, I avoid accounts with fees I don't have a way to get reimbursed (unless a bonus deal far outweighs them)On brokerage accounts they push you into margin even if you have margin turned off. In a Roth I’m not sure how they would handle it, but I would not put it past them to somehow pushing the account into the negative or sending a bill to collections somehow.
Can't charge $25 to an account that has $0.01.
But you could take the $0.01 distribution which rounds down to 0.
Statistics: Posted by nalor511 — Tue Feb 10, 2026 2:55 pm — Replies 12489 — Views 2460777