I could see one strategy of “bucketing” between $100k and $250k in a traditional IRA and leave it there mostly or totally in stocks. Odds are it will grow. If you need long term care decades down the road, then your medical expenses may be deductible and put you in a lower bracket when you liquidate the IRA. If you are still in a high tax bracket even with the medical deduction, you are likely ok anyway.
Statistics: Posted by JBTX — Thu Feb 12, 2026 2:55 pm — Replies 126 — Views 5016