Personal Finance (Not Investing) • calculating IRA basis - help with form 8606

partial 2015 contribution because it lost value before I re characterized it

That's not how a recharacterization works. It treats it as if the original contribution had been to a traditional IRA, even though that's not what happened.

For the rest of it, you filled out form 8606 for all these years, correct? The numbers should flow through if you follow the instructions.

Also, is there a reason you're waiting years to do the Roth conversion?

Statistics: Posted by AnEngineer — Mon Feb 16, 2026 4:05 pm — Replies 1 — Views 64

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