Sorry to bring this topic alive but if I am reading this correctly:
1) If I have a rollover IRA that I want to take it back into my 401k (the plan is cheap and has about $30 annual fees and also allows me to do my own Brokerage stuff so its fine).
2) I was confusing the Backdoor and the "MegaBackdoor" roth but this thread shines the light that I can do the Megabackdoor Roth in my 401k which allows all of this without getting affected by the Pro Rata rule.
Just need confirmation on this understanding please!
Shahhere
1) If I have a rollover IRA that I want to take it back into my 401k (the plan is cheap and has about $30 annual fees and also allows me to do my own Brokerage stuff so its fine).
2) I was confusing the Backdoor and the "MegaBackdoor" roth but this thread shines the light that I can do the Megabackdoor Roth in my 401k which allows all of this without getting affected by the Pro Rata rule.
Just need confirmation on this understanding please!
Shahhere
Statistics: Posted by shahhere — Wed Feb 18, 2026 4:15 pm — Replies 6 — Views 875