My wife and I will completely convert her tIRA to Roth. Since the RMD year for us is only a year apart that isn't an issue. She has more taxed money in her IRA as a percentage of value than I do. But the biggest reason for us is that my IRA is going to be over $1 Mil and hers is only abourt $120k. It will be nice to reduce the number of accounts by one. So simplicity and convenience is a big factor for us.
Statistics: Posted by WeakOldGuy — Sun Feb 25, 2024 2:15 pm — Replies 13 — Views 469