Depends on how much you like managing your portfolio. If you detest it, then the target date fund is the right choice. If you enjoy monitoring your portfolio and making adjustments, then the separate funds option would be good.
The answer also depends on other investments. If you have a Roth IRA, you could put a total stock market fund (US) there to reduce the impact of the higher international allocation in the target date fund.
The answer also depends on other investments. If you have a Roth IRA, you could put a total stock market fund (US) there to reduce the impact of the higher international allocation in the target date fund.
Statistics: Posted by rkhusky — Mon May 06, 2024 8:11 am — Replies 2 — Views 121