Personal Finance (Not Investing) • End of year Roth Conversion (Avoid...
There is a way to do what you want.In December, do your Roth conversion...withholding an appropriate amount of federal and state tax to avoid tax penalties. Within a few days, take money out of...
View ArticlePersonal Investments • Selling index fund shares in taxable account. doesn’t...
The short answer is: if your index fund shares grew in value, and you sell them, then your tax bill will probably increase.That's the succinct answer.Statistics: Posted by goingup — Mon May 06, 2024...
View ArticlePersonal Consumer Issues • Airline & Hotel Status: is it worth it anymore?
Wise words in this thread. I agree that it seems very difficult to achieve and maintain airline and hotel status in a way that gets you "free" extras.When flying, we usually just pay for the best...
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Personal Consumer Issues • How can I improve my handwriting?
This helped me:https://handwritingsuccess.com/write-now/Yes.This is one of the "foundation" (get this one first) books that are very well done and work for many people.j Statistics: Posted by Sandtrap...
View ArticlePersonal Finance (Not Investing) • Splitting an estate unequally due to...
No, I still stick by my original statement. He's trying to get sister to take a lesser valuable asset in exchange for essentially nothing.Either way, you're welcome to disagree. The interpretations...
View ArticlePersonal Consumer Issues • Best blender for smoothies?
We make smoothies pretty much every day. We've gone through a couple blenders and a Ninja. Thinking about a Vitamix.Who makes a good blender that can handle making smoothies everyday?This larger heavy...
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Investing - Theory, News & General • Is there anything wrong with a 100%...
It is reasonably OK to use an S&P 500 index fund as your only investment in stocks; that is, to use one as 100% of your stock investment. You could do a lot worse. Why, I've done worse myself....
View ArticlePersonal Finance (Not Investing) • Question about being laid off as a Nanny
No clue about the unemployment.... but there are lots of working parents who would LOVE to have a nanny just for the summer, when their kids are out of school. I'm not sure seasonal employment (and it...
View ArticlePersonal Investments • How do I keep pre-marital 401k separate?
I think there is a much easier way to keep the assets separate: Do not get married. I don't really understand the burning desire so many people have to get the government involved in their lives...
View ArticlePersonal Investments • New Job Few Choices in 401K
Depends on how much you like managing your portfolio. If you detest it, then the target date fund is the right choice. If you enjoy monitoring your portfolio and making adjustments, then the separate...
View ArticlePersonal Finance (Not Investing) • Fidelity Roth conversion and tax...
Thanks! My brokerage and home of the Roth IRA is Fidelity. I would actually prefer withholding from the rollover, which I'd like to make up from taxable, as I'd like to draw down the balance of my...
View ArticlePersonal Investments • Another TIPS Ladder Question
"The question that remains is whether I will be able to roll over what I have in brokeragelink "in kind" to my IRA."I am pretty sure fidelity will make users liquidate brokerage link to transfer back...
View ArticlePersonal Finance (Not Investing) • Free expense tracker that will...
I like Mint, but they shut that down. I migrated to Credit Karma. It's not good, but our spending is very much under control so I don't really feel the need to put in any effort of expense to find...
View ArticlePersonal Investments • House Down Payment <5 years, how and where?
I'd probably just direct your monthly savings, or a portion of them if you don't want to do all, to VUSXX. If you come across something before you have enough saved up in there just pull from the...
View ArticleNon-US Investing • As a future non resident alien (French national), should I...
I am also watching this thread. My initial, and naive, plan was to withdraw everything after passing the substantial presence test and pay the penalty. This was before our 401k grew larger than our...
View ArticlePersonal Investments • Back with my Complex Portfolio with High Expenses
So, at the risk of opening up a can of worms with this question, I did some research on hourly fee advisors and came upon Mark Zoril and Planvision, who people seem to like, and the cost is relatively...
View ArticlePersonal Investments • Talk me into/out of TIAA Traditional (and Real Estate)
Working years left: 25-30, most likely in higher education. Background: I started saving later than I should have. My retirement savings currently equal a year of my income: Vanguard Target Date 2050...
View ArticleInvesting - Theory, News & General • USA Today: Annuities are key to...
Look it’s ok if u want to believe that but it’s inappropriate for us to leave that unchallenged bc it could give others the idea SPIAs are safer than other annuity contracts. It’s simply not true....
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Investing - Theory, News & General • Josh Scandlen/Craig L. Israelsen, Ph.D
Only a few years ago Josh Scandlen was advocating a one-fund retirement solution:Craig Israelsen, in contrast, has been advocating for twelve-fund solution, which he calls by the trademarked name...
View ArticlePersonal Investments • Die with Zero - opinions?
Bogleheads readers will be pleased to know that I took my first step. I bought a new $$$ expensive wheelchair-exoskeleton device that will allow me to travel and go out when I am having a flare up...
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