Personal Finance (Not Investing) • Roth Conversion Triggered Estimated Tax...
Followup from original post: The professional tax prep software I was using (Drake) allowed me to file a 2210 and Schedule AI and the penalty went away.Did you purchase drake just to file your...
View ArticlePersonal Investments • Too much cash–what to do with it?
It honestly sounds like you should just keep this as cash. You’ll have to figure out whether your hesitation is irrational thinking (no offense meant…we all have these from time to time with money,...
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
Fireishere has a question which I've moved to a new thread. See: [Finland] Investing in a LifeStrategy fund - Accumulating or Distribution ETF?(Thanks to the member who reported the post and explained...
View ArticlePersonal Finance (Not Investing) • Please help: Can I upgrade to a single...
Are you really asking if you can buy a house that would cost 1/4 of your current net worth?The answer is obviously yesStatistics: Posted by ScubaHogg — Sun May 05, 2024 7:47 am — Replies 18 — Views 1657
View ArticlePersonal Finance (Not Investing) • Law firm security breach
If you want to be angry, be angry at the thieves. As the number of breaches and the sophistication of the victims illustrate, locking down systems is extremely difficult. Even the NSA has been...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
I recently watched "Perfect Days," which was nominated for something during the recent Academy Awards. I watched it in a community theater, and then again at home via Amazon Prime. This is in...
View ArticleInvesting - Theory, News & General • Best one fund for a person who is 80
Thank you all for taking the time to answer my question and sharing your thoughts.You all have open my eyes to additional questions I need to ask myself and wife.My simple question becomes more...
View ArticlePersonal Finance (Not Investing) • TWO password managers - one for security...
Don't use the password manager on the PC, only on my iphone. It's rare that I need access via the PC but when I do, I just manually enter it in. On a mobile app, I'll manually copy and paste. No plans...
View ArticlePersonal Consumer Issues • Negotiate at Dentist?
My dentist’s office is usually pretty accurate about our copays. We have minimal dental coverage as part of our family medical insurance plan. I don’t nickel and dime healthcare professionals.Mine...
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Personal Consumer Issues • Fountain Pens, Typewriters, Handwriting, and snail...
The papers of George Washington are in excess of 135,000 pages of his letters, notes, diaries as well as those to him. (Martha Washington's letters were destroyed upon her death as she requested; one...
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Investing - Theory, News & General • Vanguard Notice - Update to...
VG said in instant message to me a few days ago before the chat window threw an error, and auto closed the chat while CS was asking if I'm still here? (no fee was incured ), "No account closure fee if...
View ArticlePersonal Investments • Retirement savings on good path: Spend or save now?
I'm super torn on this one.I feel like I'm in a similar position. Similar age, numbers, and will have a pension in my 50's which will cover most of our spending. We personally had my spouse stay home...
View ArticlePersonal Investments • Bond coupon question
Can someone provide a simple explanation (without complicated charts) what I am earning on my bond funds? I have owned then for awhile. When I look at the sheet for each fund it shows the coupon, for...
View ArticlePersonal Investments • Cash allocation in early retirement
Why? Cash doesn't return anything and its purchasing power slowly erodes against inflation. We want to stay as fully invested as possible.MMFs are currently returning more than inflation.Statistics:...
View ArticlePersonal Investments • Worried about vanguard
I use both Vanguard and Fidelity equally. I am closing my unsued Vanguard accounts.Vanguard is owned by fund shareholders which I think this is a good thing. Fidelity is primarily owned by Abigail...
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Investing - Theory, News & General • Vanguard 'all in one' funds now tilt...
Is there pride in "I don't know what I don't know," therefore I'm superior because I get world market returns? Yes. I say exactly this to myself every morning in the mirror. +2. It’s far superior to...
View ArticlePersonal Finance (Not Investing) • Income for Credit Card Application
Without regard to the source(s) of your income, what does your 1040 reveal? Doesn't that accurately answer the question (if you add in nontaxable income like muni bond interest)?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Tax loss carryover limit?
So if I sell for a 10k gain in 2024 and have $6k of cap losses from previous years how much can I apply to reduce my gains? I thought carryover losses were limited to $3kStatistics: Posted by Mr....
View ArticlePersonal Finance (Not Investing) • Advice on $2 million umbrella policy for...
He should have had a 2 million+ umbrella long ago. Since the incident you are concerned about now involves driving, make certain the policy you select includes coverage if an accident is with an...
View ArticlePersonal Investments • Roth conversion asset allocation
Using TurboTax desktop I found that converting $48k to Roth would take us to just under the top of the 12% bracket, resulting in tax due of $8,708 and taxable income of $93,003Since the conversion...
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