Personal Finance (Not Investing) • Budget for healthcare
If I retire 2 or 3 years before Medicare what should I budget for healthcare assuming no major changes in my situation or current laws?I'm very healthy and get physicals every couple years and my...
View ArticlePersonal Consumer Issues • IPhone unavailable and locked
Great news!Statistics: Posted by pawtucket — Fri May 03, 2024 7:14 am — Replies 40 — Views 4673
View ArticlePersonal Consumer Issues • Traveling with extra car keys
Neck wallet works well. When I travel, I'll keep set of keys in it and am used to carrying it that way.Day trips to NYC via train, I do the same thing. Back up $$$, 2 CC, keys and driver's license go...
View ArticlePersonal Finance (Not Investing) • Retirement Planning courses
I took this very course a few months ago, out of curiosity. It was held over the course of two evenings at a local university, which I'm certain was intended to lend credibility to it. It was taught...
View ArticlePersonal Finance (Not Investing) • Share Your Financial Advisor Pearls
I did a free review with a planning my work offers. This was a pre-retirement thing they provided. Of course I did it. Basically same results as I got. I liked their form you fill out, kind of focused...
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Personal Consumer Issues • Fountain Pens, Typewriters, and snail mail...
Really neat, thanks for sharing! I recently read a study about how writing with a pen and paper helps you retain information and keeps you focused. I started trying to take paper notes and realized...
View ArticlePersonal Investments • Schwab SWTSX vs SWVXX
Any opinions on which would be a better investment for a $700,000 roll-over IRA account...SWVXX is a little expensive with an ER of .35%, Schwab's SCHO (Schwab Short-Term Treasuries) ETF has an...
View ArticlePersonal Investments • Struggling with BND
A cd ladder or bond ladder might be a psychological benefit for you. It works for me and is very transparent. I do it thru all my accounts at vanguard. I do a 5 yr treasury ladder. Our wiki discusses...
View ArticlePersonal Investments • Backdoor Roth Record Keeping
If you convert all of your non deductible contributions to a Roth IRA do your heirs even need to know about form 8606?To do this, one needs to convert all Traditional IRA assets to Roth due to the...
View ArticleInvesting - Theory, News & General • 2024 Berkshire Hathaway Annual...
2024 Berkshire Hathaway Annual Shareholders Meeting, Sat. May 4th at 9:30 a.m. ET / 8:30 a.m. CT.Links to stream:CNBC: https://www.cnbc.com/brklive/YouTube:...
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Investing - Theory, News & General • Vanguard to Exit Individual 401(k),...
After reviewing the options I am making the move to e-trade. Roth is important to me so that effectively narrowed the options to Schwab or E-Trade and from what I've heard, E-trade has a more modern...
View ArticlePersonal Finance (Not Investing) • Fidelity Rewards Visa card + Empower Issues
Yeah, I have way too many credit cards due to my addiction to earning rewards. Realized that it was not just my checking account missing about a week's worth of transactions, it was all my accounts! I...
View ArticleInvesting - Theory, News & General • Ken Fisher on passive investing
I invested with "The Smartest Guys in the Room" in the late 90's. Turns out the Enron boys weren't that smart and went bankrupt in 2001. That experience taught me something about individual stock...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
However, on the other end I need heat. Even now my feet are on a foot warming pad. So while I keep telling myself I should shut off my mini-splits for heat purposes ......... I still have not. Last...
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Personal Consumer Issues • Philadelphia PA
I'm actually on a short vacation in Philly right now, and after some research, I've found that I'm not quite a fan of how retirement account contributions/withdrawals work in the state of PA.There are...
View ArticlePersonal Investments • Rationale Behind "Too Many ETFs"
This advice was truer in the past when you had to manually track each investment and report them on your taxes. Now software can manage it for you, from aggregators like Empower to tax software that...
View ArticlePersonal Investments • Switching from TDFs to 100% equities at a young age
OP,1) What is the size of your emergency fund?I have 6 months of expenses covered2) Are you lucky enough that you will not have any financial emergency that exceeded your emergency fund over 40...
View ArticlePersonal Consumer Issues • Did Hertz deceptively make me sign up for insurance?
I had same experience in last trip.Waived coverage at rental deskReceipt has charge for coverageYou should always get a printout of all the charges before you leave the rental counter to get the car,...
View ArticlePersonal Investments • Need your expert/experience advice how to manage the cash
Decide how much down payment to sequester, decide how much emergency fund to keep. Increase 401k contributions to max. If W2 earnings aren't enough, spend some savings and keep all possible deferral...
View ArticlePersonal Finance (Not Investing) • Communion Gifts
We have a ton of communions coming up, which means a few checks will be written. What do you gift to extended family for a communion gift?Statistics: Posted by Dmslax45 — Sat May 04, 2024 7:39 am —...
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