Personal Consumer Issues • Exercise balls as chairs
I have one for my desk. It also provides an opportunity to bounce if you have ADHD tendencies. I also use it as an ottoman when watching a show. Less frequently, I use it to strengthen my...
View ArticlePersonal Consumer Issues • Recommendation for lightweight carry-on luggage?
Since I'll already need a backpack (that has a good laptop sleeve) that can fit underneath the seat, the second bag would need to be either a wheeled bag (NOT necessarily 4 wheel spinner with all that...
View ArticleInvesting - Theory, News & General • USA Today: Annuities are key to...
That is so beyond stupid, isn't it? Wow.Well…it IS the USA Today…Statistics: Posted by ScubaHogg — Thu May 02, 2024 6:54 am — Replies 31 — Views 2883
View ArticleInvesting - Theory, News & General • New Vanguard Fees?
I don't see this specifically discussed in the thread yet. Do we have any idea or guess about whether this $100 fee for asset transfer would apply to transferring shares to a DAF held at Fidelity?...
View ArticleInvesting - Theory, News & General • basic question on Treasury yield
Two-year Treasuries (and all notes/bonds) pay interest every six months. This is half of the stated total interest rate.Statistics: Posted by Geologist — Thu May 02, 2024 6:55 am — Replies 2 — Views 126
View ArticlePersonal Finance (Not Investing) • Bank getting bought out. Do you prefer a...
Most CUs charge the same fees as banks, their loan and savings rates are no better, and you generally get an outdated app and website. Not universally true. Certainly not true in the case of my local...
View ArticlePersonal Consumer Issues • Summer job ideas for 14 year old
Virtually anyone I talk to would love to hire a responsible teenager to mow their yard in the summer vs hire professional lawn care servicesMy bet is if he walked around a neighborhood and offered to...
View ArticlePersonal Investments • expense ratio question
Hard to say from what you shared, but sounds to me like your employer is having the 401k pass along administrative fees to employees. This would usually be paid by the employer at a more generous...
View ArticlePersonal Consumer Issues • Supermarket pizza - any good ones? Any great ones?
I also learned that thawing the pizza will drastically improve it. Cooks much faster as wellStatistics: Posted by Scottyjj1 — Thu May 02, 2024 7:00 am — Replies 231 — Views 24527
View ArticlePersonal Investments • Die with Zero - opinions?
We don't know the exact amount but can estimate and have an ample safety net. Say a typical Boglehead at 60 has $5M, lives off of $100k/year, is still working, will collect $50k in social security. Is...
View ArticleInvesting - Theory, News & General • Hoarding cash
But here is the issue, almost instantly, when interest rates start to drop, stocks will have moved dramatically. Or....You could have this happen.Rates go up for 8 years and cash beats...
View ArticlePersonal Finance (Not Investing) • Roof Issues on Potential Multi-Unit/Real...
Is it problematic in your area to obtain insurance for a house with roof issues?Statistics: Posted by HomeStretch — Thu May 02, 2024 7:04 am — Replies 3 — Views 241
View ArticleInvesting - Theory, News & General • Is pre-tax 401k the asymmetric bet?
Longinvest has made a compelling argument that a mirrored asset allocation is the superior choice viewtopic.php?p=5797309#p5797309Statistics: Posted by ScubaHogg — Thu May 02, 2024 7:05 am — Replies...
View ArticlePersonal Consumer Issues • NYC Congestion Pricing 6/30 ... doctor's...
The expense living in the city is slowly becoming unaffordable and I thought I would put this out there for ideas and suggestions. Similarly situated. We are moving to a free state next month. It...
View ArticlePersonal Finance (Not Investing) • Medical billing with & without insurance
Don't ever go without insurance is the answer.There are those that go without health insurance and join healthcare co-ops - I wonder if those co-ops are able to negotiate or if they simply ante-up. In...
View ArticlePersonal Finance (Not Investing) • Advantages of having an American Express...
The focus demographic according to the CEO on recent business show (this week after earnings report) was the “millennials” who “value” the added benefits and prestige.I believe it. The charge cards...
View ArticlePersonal Consumer Issues • Moving further from work, family, and friends
We are in our mid 30s with two young kids under 2 years old. I work in tech and my wife stays at home with the kids. Remote work has been really great while the kids are young. Our current house is 45...
View ArticleInvesting - Theory, News & General • LifePath Paycheck funds with...
BlackRock’s LifePath Paycheck fundsBobKThanks for posting this. I expect that this will be the first of many initiatives to fold annuities into a defined contribution plan. It sounds like the...
View ArticlePersonal Consumer Issues • What Defines a Properly Working AC System
A common figure of merit for a central A/C system is the temperature drop between the intake air and vent air. Generally, a good range is 15 - 20 degrees temperature drop.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • AT&T Offer of Experian Identity Works...
I already signed up for Experian Monitoring as the result of a data breach of a major local hospital - Corewell Health. Has anyone else received this letter and planning to enroll for this service?I...
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