Personal Consumer Issues • [What TV Show Have You Recently Watched?]
For All Mankind on AppleTV. This is an alternative timeline sci-fi drama. What might happen if the US was not the first country to land on the moon. Interesting, as they mix in accurate historical...
View ArticlePersonal Investments • Hearing Horror Stories that Vanguard Doesn't Let You...
I deposited a $100K check into my VG brokerage account in early Feb using the app. It was a cashier's check I received after selling our RV. Decided to withdraw $45K to purchase a vehicle the next...
View ArticlePersonal Investments • Possibility of Future UHNW Estate in PA, Advice Please...
I would start with Crummey trusts for your kids.Also, you are a perfect example of why rich people shouldn't contribute to 529s. Tuition checks are exempt from gift reporting/gift tax. You have traded...
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
I am planning on using the VPW method when I retire early (around 35-40). I was originally going to plan on the remaining years getting me to 85-90 when doing the calculations on what percent to...
View ArticlePersonal Investments • Now retired - Require portfolio review &...
In regard to withdrawals, I would pull from your stock funds when they are higher and pull from MM funds when the stock funds are down a bit.Statistics: Posted by CoAndy — Tue May 07, 2024 8:31 am —...
View ArticlePersonal Consumer Issues • New Electric Panel? What Manufacturer for a 200...
For those mentioning the SPAN panel: while I agree it’d be super cool to have per-circuit monitoring and control, I predict a longer-term reliability nightmare. In their design, each of the 32 spaces...
View ArticlePersonal Consumer Issues • No free annual physical?
An recent article in the NYT on medical debt:https://www.nytimes.com/2024/05/03/your ... =url-share"And as of April 2023, the credit bureaus stopped including any medical collections for amounts under...
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Personal Finance (Not Investing) • What to consider when drafting a will with...
Seek highly qualified estate planning and trust legal counsel.Update your trust as time passes and finances and family dynamics change.jStatistics: Posted by Sandtrap — Wed May 08, 2024 8:46 am —...
View ArticlePersonal Investments • TIPS Surprises?
The big surprise, I think, will be inflation dropping when we hit the next recession. There is a lot of recency bias with inflation. And folks seem focused more on the nominal return than the real...
View ArticleInvesting - Theory, News & General • VTI article... Not as diversified as...
I just read this article online and was wondering what others thoughts were on it.https://seekingalpha.com/article/469014 ... -you-thinkRob is certainly focused on understanding risk as well as market...
View ArticlePersonal Finance (Not Investing) • Medically underwritten "private"...
You should absolutely be wary. These plans that have underwriting have an annual max and a lifetime cap and are not ACA-compliant.Can you tell us more about your situation? Do you currently have...
View ArticlePersonal Consumer Issues • What do you all pay for TV and internet? rates...
Fios (300/300) - $50Netflix (no ads) - $15Max - Free w/ AT&TPrime Video - Free w/ PrimeI think that is it for now.Statistics: Posted by RJC — Wed May 08, 2024 8:48 am — Replies 106 — Views 10024
View ArticlePersonal Investments • I have a Vanguard Cash Plus Debit Card
What about linking your Vanguard Cash Plus account to PayPal, getting a PayPal Debit Card, and depositing some cash into your PayPal account? Then you have access to no-fee ATMs all over the country,...
View ArticlePersonal Investments • Are TIPS really that good?
The bottom line seems to be that TIPS have a place in fixed income. The big drawback is that if in a taxable account, one has to pay the taxes each year on the inflationary growth of all TIPS...
View ArticlePersonal Investments • Non dividend distribution tax treatment at Vanguard
I think you need to clarify what asset types concern you. Mutual funds and etfs work just as they are supposed to, with distributions showing up in the correct boxes on the annual 1099. There no...
View ArticlePersonal Finance (Not Investing) • Purchasing a New Car with Cash?
I have said this before and I’ll say it again. Leasing is the most honest way of owning a car. It forces you to confront the true cost of ownership every month.When you own a car with cash, make no...
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Investing - Theory, News & General • Is there an index fund tracking Dow...
When Jack Bogle wrote his thesis, the Dow was the only index. Even then, he said that it would be hard for someone to beat the index, meaning the Dow.As another poster already noted, that's not true....
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
[quoteThe US victory over EAFE for the last three decades—for most investors’ entire professional careers—came overwhelmingly from the US market simply getting more expensive than EAFE."[/quote]The...
View ArticlePersonal Consumer Issues • New Fidelity Rewards Credit Card Chip + PIN?
This thread has been moved to the “Personal Consumer Issues” forum. Moderator Pops1860Statistics: Posted by Pops1860 — Thu May 09, 2024 8:49 am — Replies 12 — Views 364
View ArticleInvesting - Theory, News & General • Investing, wealth accumulation and...
For German and Japanese investors in the 1930s, it seems the short answer is physical gold. Even if you survived the incineration of your city and home, you might still be able to dig a shiny lump of...
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