I am planning on using the VPW method when I retire early (around 35-40). I was originally going to plan on the remaining years getting me to 85-90 when doing the calculations on what percent to withdraw. A recent thought that I had was to use the SSA life expectancy tables for how many remaining years I had. This would be a variable amount based on the year. For example (see table in link below), when I am 40, I would put 37 (I would round up from the 36.58) years remaining in my VPW plan. When I get to be 70, I would put 14. What are everyones thoughts to this approach?
https://www.ssa.gov/oact/STATS/table4c6.html
https://www.ssa.gov/oact/STATS/table4c6.html
Statistics: Posted by woodstockga2 — Tue May 07, 2024 8:31 am — Replies 2271 — Views 620941