OP you are overthinking this. At 50x your TIPS ladder gives you all the comfort you will need.
Also I do not agree that holding all TIPS in your fixed income creates any incremental risk compared to nominal bonds particularly if the nominal bonds contain credit risk (non-investment grade). To the contrary, you are protected against a runaway inflation scenario to a far greater extent than a holder of nominal bonds. Just because an individual's personal inflation rate varies from CPI does not invalidate the concept of inflation protection. That is a silly argument.
Also I do not agree that holding all TIPS in your fixed income creates any incremental risk compared to nominal bonds particularly if the nominal bonds contain credit risk (non-investment grade). To the contrary, you are protected against a runaway inflation scenario to a far greater extent than a holder of nominal bonds. Just because an individual's personal inflation rate varies from CPI does not invalidate the concept of inflation protection. That is a silly argument.
Statistics: Posted by Escapevelocity — Fri May 10, 2024 8:52 am — Replies 17 — Views 1346