Sounds to me like a reasonable recommendation. As you noted, he said your portfolio was fine. However their planning software said you’re likely leaving money on the table and recommends 70/30. Makes perfect sense to me and lots of Bogleheads would tell you the same thing.
OP,
I am curious as I use Fidelity’s planning software. I always use their “significantly below average market returns” (90% probability) choice in my projection. Did this new program include similar options. The current ones are “average”, “below average”, and “significantly below average”.
OP,
I am curious as I use Fidelity’s planning software. I always use their “significantly below average market returns” (90% probability) choice in my projection. Did this new program include similar options. The current ones are “average”, “below average”, and “significantly below average”.
Statistics: Posted by Artful Dodger — Sat May 11, 2024 9:06 am — Replies 74 — Views 5506