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Personal Finance (Not Investing) • Share your retirement cash flow plan

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We're likely 1-3 years away from retiring in our mid'50s. I have an accumulation 'account map' that I kept updated for my wife that could be useful if I were to pass.

This thread got me to thinking about a 'reverse'/decumulation version. Here is an early draft:

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I would appreciate any thoughts/input/problems that might be evident.
I think that's a good visual "map" in terms of where your funding comes, but it's pretty useless from the the actual flow of dollars in year 1, 5, 10, 20 in retirement. A relatively simple spreadsheet with expenses would be far better IMHO, but then I'm an Excel fan, not a PowerPoint fan :)

And I'll repeat, what is your plan for liquidating assets from your various brokerage and 401k accounts? I think this is a fairly important detail that no one brings up before you retire; you need to sell something to make a cash withdrawal...how will you decide what to sell?

Statistics: Posted by murrays — Wed May 22, 2024 11:03 pm — Replies 223 — Views 22627



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